Find Your Lender for Life with NJ lenders Corp.
Don't let our name fool you.
Need financing options on a home, or other real estate? NJ Lenders is licensed to lend in 17 states. Our mortgage professionals will help you choose a loan product that matches your goals while making sure you get the best rate.
Thousands of New Yorkers have found competitive home loans with us. Here at NJ Lenders, we know that the greatest recommendations come from our neighbors, which is why 70% of our mortgage loans are derived from previous customer referrals.
We're here to make the home loan process a whole lot easier, with tools and expertise that cover your path to homeownership, starting with our FREE pre−approval letter request so you can stay competitive in today’s busy market.
4 Easy Steps to Securing Your Home Loan
- Complete our quick and easy pre-approval letter request
- Receive suggestions based on your unique criteria
- Compare mortgage interest rates and terms
- Choose the best offer for your needs
Do I Qualify?
To qualify for a mortgage, lenders traditionally require a 43/49 debt-to-income ratio. This means that no more than 43% of your total monthly income (all sources, before tax) can go towards your new mortgage payment. No more than 49% of your monthly income can go towards your total monthly debts, including your new mortgage payment. VA and FHA loans may allow for more flexible debt ratios on an individual basis.
- Fixed Rates
- Adjustable Rates (ARM)
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA, & USDA Loans
- Terms from 5 to 30 Years